- DB ALISON & PARTNERS
Car Insurance
We have access to a large panel of leading insurers’ products. Due to the volumes of business we handle, many insurers offer underwriting and premium flexibility that enables us to provide very competitive premiums without sacrificing on policy cover.
We have markets for everything from the standard family car to sports and high value vehicles.
Comprehensive, Third party Fire and Theft and Third Party Only covers are available. Whatever it is you drive, our team of dedicated staff will endeavour to find you the best policy to suit your individual requirements from our range of products.
Most policies offer approved repairs services including access to a free courtesy vehicle when you purchase comprehensive cover.
Potential Discounts
• Introductory discounts
• Age of policyholder
• Age of vehicle
• Restricting drivers
• Limited mileage
• Thatcham approved security devices
• No claims bonus
• Garaging
• Multi vehicle/policy
We are sure we can help you and we guarantee a friendly service so please contact us
Optional Extras
Other optional extras well worth thinking about are as follows:
• Protected bonus
• Legal expenses
• Europe-wide breakdown cover
• Keycare
Protected bonus – If you have maximum no claims bonus you can opt to protect this so that in the event of a fault claim your bonus will remain in tact. Depending on the insurer, this may be 2 fault claims in a period of 5 years or 1 fault claim per annual period of insurance.
Legal expenses – Where there are reasonable prospects of recovery, the insurer will take the necessary steps to recover any losses on your behalf, including pursuit of damages for personal injury and if necessary, appoint legal representation to reclaim your losses through the courts without any additional cost to you.
Remember – full recovery of your claim should result in your no claims bonus remaining intact.
Europe-wide breakdown cover – If your vehicle is less than 15 years old, why not have complete peace of mind when driving anywhere within the UK and Europe by purchasing our breakdown insurance which is provided by Auto Legal Protection.
Keycare – You can protect your home, vehicle and office keys against being lost or stolen without having to make a claim under each policy and paying an excess.
- DB ALISON & PARTNERS
Household Insurance
D B Alison & Partners arrange cover for Private Homes and their Contents which can include specialist items including fine antiques and art collections.
We will always guide our clients to the most appropriate product solutions which could include:
• Accidental Damage
• High Net Worth
• Bed & Breakfast
• Home-based businesses
• All Risks on Jewellery and Personal Possessions
Cover is provided by leading UK Insurers with most policies containing bespoke enhancements including Legal Expenses.
- DB ALISON & PARTNERS
Tradesman & Contractors
Tradesman’s liability is available for companies with 10 employees or less
General Tradesmen
As a tradesman, we can arrange a specialist insurance which contains the main covers you may need to protect yourself.
Whether you are a builder, decorator, electrician, plasterer, plumber, roofer, scaffolder or tiler, any accident, mistake or oversight you make could result in injury to you, your employee or a member of the public or their property. Many other trades are also considered.
We can offer competitive premiums and a fast, efficient service through our wide range of policies available.
Public liability insurance (cover against 3rd party accidental injury and property damage)
Employers’ liability insurance (as required by law for your employees)
Personal tools cover (all-risks cover for your personal hand tools)
Personal accident insurance (protect your income if you are injured)
Construction plant insurance (all-risks cover for your own and hire-in plant)
Contractors’ all-risks insurance (for your materials and contracts)
Motor fleet insurance (for 3 vehicles or more)
- DB ALISON & PARTNERS
Travel Insurance
D B Alison & partners arrange cover for all eventualities including:
• Single Trips
• Annual policies
• Winter sports including skiing and snowboarding
• Niche products for adventure and backpackers holidays
- DB ALISON & PARTNERS
Farms
We are able to offer competitive terms for farmers including livestock, liabilities and agricultural plant and machinery
Covers Include:
• Farm buildings
• Plant and machinery
• Agricultural produce
• Employers’ Liability
• Public/Products Liability
• Livestock
• Loss of Passports
Many other optional covers also available
- DB ALISON & PARTNERS
Holiday Home
Whether it be a villa by the sea or a property set in an idyllic location just to get away from it all, D B Alison & Partners have the insurance solution for you, specifically tailored for your individual needs.
Expert advice, dedicated in-house claims team and market leading products is something we pride ourselves on, as is achieving the right level of coverage at extremely competitive premiums.
Typically our policies include but are not limited to:
• UK based and overseas properties
• Occupied by family and friends and occasional commercial lets
• Buildings and/or contents cover available
• Comprehensive cover provided including third party liability
- DB ALISON & PARTNERS
Licensed Trade
Cover is available for a wide range of licensed premises including hotels, pubs, golf clubs and guest houses.
Covers include:
• Building & contents cover (e.g. stock, computers)
• Public, product and employer’s liability insurance
• Business interruption insurance
• Money cover
• Goods in transit insurance
• Seasonal increases
• Glass and signs cover
• Material damage (all-risks): fire, theft, flood and storm damage
• Loss of licence
• Legal Expenses
- DB ALISON & PARTNERS
Motor Trade
We cover a wide variety of motor trade businesses such as vehicle retailers, body repair shops, mechanics, car valeters and other specialist trades.
At D B Alison & Partners we can search among some of the UK’s leading insurance companies to find the right cover for your business, at a competitive price. You can even source all your protection in one go, with easy-to-understand premiums and flexible payment options.
Covers Include
• Material damage insurance
• Road-risk cover
• Defective workmanship insurance
• Director’s and officers’ cover
• Professional & products indemnity insurance
• Employers’ liability insurance
• Business interruption cover
• Offices & premises insurance
• Demonstration cover
• Legal expenses cover
- DB ALISON & PARTNERS
Office
Whether a small office or larger corporate risk we can arrange cover for your offices at competitive prices.
Covers Include
• Building and contents cover
• Business interruption insurance
• Public liability insurance
• Employer’s liability cover
• Money cover
• Public and products liability insurance
• Commercial legal protection
• Legal expenses cover
- DB ALISON & PARTNERS
Residential and Commercial Property
Whether a landlord to a private house, flat, shop or larger commercial property we can tailor a policy to meet your requirements.
Cover Includes:
• Buildings insurance
• Loss of rent insurance
• Property owners liability cover
• Rent guarantee cover
• Legal expenses cover
• Employers’ liability insurance
• All risks cover
- DB ALISON & PARTNERS
Retail
From small shops to larger units cover can be arranged for buildings, stock and fixtures and fittings.
Covers Include:
• Building & contents cover (e.g. stock, computers)
• Public, product and employer’s liability insurance
• Business interruption insurance
• Money cover
• Goods in transit insurance
• Seasonal increases
• Glass and signs cover
• Material damage (all-risks): fire, theft, flood and storm damage
- DB ALISON & PARTNERS
Motor & Fleet Insurance
Whether you have a fleet of vehicles or just a handful of cars, the benefits of a fleet insurance policy can be cost effective both in terms of premium and cover. Added to this, the flexibility of change is a major benefit when it comes to vehicle substitutions, insured drivers and hire cars. Even if the cars, vans or HGV’s are leased by your business, this type of insurance will provide the right level of cover that you require.
Cover for small fleets and all forms of Road Transport including special types of vehicles such as JCB’s and Fork Lift Trucks can be protected under a Small Fleet Policy.
- DB ALISON & PARTNERS
Financial Loss Insurance
D B Alison & partners recognise the high risks which can significantly impact on businesses and have experience in arranging insurance cover to minimise the impact of such events including:
• Professional Indemnity
• Directors and Officers Liability
• Legal Expenses
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